Retire Happier: The Best States to Live Your Dream
If you thought retirement meant slowing down, think again. 2025 is serving up a new kind of freedom — one where smart moves, sunny days, and juicy tax breaks come standard. Whether you're itching to ditch the snow shovel or craving a town that feels like "Cheers" (where everybody knows your name), this is your insider's guide to where to live your best encore years.
Florida: Where Retirement Dreams Still Come True
Florida claims the crown again with no state income tax, miles of shoreline, and more active adult communities than you can shake a shuffleboard stick at. Sarasota and Naples, in particular, continue to sparkle thanks to vibrant arts scenes, top-notch healthcare, and ocean breezes.
Pennsylvania: History, Healthcare, and Hidden Gems
Pennsylvania isn't just steel towns and cheesesteaks anymore. The state offers no tax on retirement income — including IRAs and 401(k) withdrawals — for retirees who meet certain eligibility requirements, plus solid healthcare access. Towns like Hermitage and Johnstown serve up charm, affordable homes, and tax-free shopping in style.
Wyoming: Big Skies, Low Bills
Wyoming shines for those chasing wide-open spaces and a wide-open wallet. No income tax, low sales tax, and clean air make towns like Cheyenne and Casper magnets for retirees who love sunshine and elbow room.
South Dakota: Small Towns, Big Hearts
Looking for affordability and friendly neighbors? South Dakota delivers. With no tax on Social Security or other retirement income and a low cost of living, places like Sioux Falls roll out the welcome mat — plus national treasures like Mount Rushmore are in your backyard.
New Hampshire: Taxes Down, Nature Up
New Hampshire tosses state income and sales taxes out the window — and adds in mountains, lakes, and four-season beauty. Conway and Concord let retirees embrace active living and cultural life, with a side of spectacular autumn foliage.
Minnesota: Good Healthcare, Great Lakes
If health is your top retirement priority, Minnesota is a heavyweight contender. Home to the Mayo Clinic and boasting a strong healthcare system, it balances affordable living with cultural riches and stunning outdoor spaces.
Delaware: Tiny State, Huge Perks
Delaware offers the retirement trifecta: no sales tax, low property taxes, and a manageable cost of living — all within a drive of charming beach towns and bustling cities.
Colorado: Adventure Awaits at Every Altitude
For active retirees ready to swap retirement communities for mountain towns, Colorado offers high-quality healthcare, lively arts scenes, and unforgettable natural beauty — plus no estate or inheritance taxes.
North Dakota: Peace, Quiet, and Plenty of Elbow Room
North Dakota's affordable housing, quality healthcare, and low crime rates appeal to retirees who love serenity over hustle and bustle. Plus, you'll never fight crowds at the grocery store again.
Wisconsin: Cheese, Charm, and Community
Wisconsin blends affordability, good healthcare, and charming small towns like a winning recipe. Outdoor lovers will enjoy its lakes, parks, and lively local festivals year-round — just bring a hearty winter coat.
Retirement isn't a time to slow down — it's your moment to seize the life you’ve earned. Whether you're craving a seaside town, a lakeside retreat, or a mountain hideaway, the perfect place is out there. Now is your time to pack up, tune into your favorite oldies playlist, and write your next great chapter.
References: 50 Best Places to Retire in the U.S. in 2025 | Best Places to Retire in the U.S.
